Commercial Insurance

Get the Right Protection for Your Business

Small businesses are important to the economic well-being of the entire country.  

Regardless of the industry you’re in, your business faces daily challenges and risks. We have access to a wide range of commercial insurance options, meant to identify and minimize those risks. We help companies prepare for uncertainty, avoid costly interruptions, and recover quickly after a sudden event. At Sherrye LaCour Insurance, we look forward to helping you protect and grow your business. 

Commercial Auto Insurance

If your business owns motor vehicles or uses them in the course and scope of business, you need commercial auto insurance. At Sherrye LaCour Insurance, we can find you a policy that provides liability and physical damage coverage for small AND large fleets of commercially owned vehicles, including:

We’ll make sure your coverage is right for the types of vehicles your business uses.

Business Owners Policy

A Business Owners Policy (BOP) provides coverage for unpredictable situations. Whether you run your business from an owned or rented building or out of your home, we can find you a policy that combines liability coverage, property insurance, and more into a convenient, affordable solution. Here are some commonly covered risks:

General Liability Insurance

Commercial general liability insurance (CGL) protects your business if someone makes a claim against it for property damage or bodily injury. Your company impacts many lives everyday, from clients to the general public. And, at any moment, one or many of these folks could claim that your business has caused them bodily harm or property damage and take legal action. 

Sherrye LaCour will help you prepare for these kinds of risks. Our agency has access to the top-rated companies who provide several solutions for general and business liability insurance. 

Inland Marine Insurance

If you own a business that ships products or equipment, or you carry tools and equipment to job sites, consider inland marine insurance. This insurance helps pay to repair or replace movable business property that is damaged in an accident or by theft, fire, wind, hail, or water during shipping or transporting. It typically covers a wide variety of materials and equipment used for business, such as:

✓ Trade show exhibits

✓ Personal computers

✓ Cargo/items for delivery

✓ Construction/contractor equipment

Inland marine insurance has a deductible and a coverage limit. You can add this type of coverage to an existing business insurance policy or you can purchase it as a separate policy. 

Workers Compensation Insurance

Most state laws require all businesses with 5+ employees to provide workers compensation insurance. This coverage can help protect you and your employees after a work-related illness or injury. Workers compensation provides peace of mind for the employer and medical care and lost wages for the employee. 

📐 Helps your business avoid costly civil litigation

📐 Provides support to injured workers

📐 Helps them recover and return to work as quickly as possible

Insurance rates may vary based on your company’s payroll and claim history. We can help you find protection that’s specific to your industry and business — at a competitive rate.

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Contact Your Local Commercial Insurance Agent

Sherrye LaCour is your local business insurance agent who can answer questions and help you assess your company’s risks and needs. Then, we’ll help you find the small business coverage that’s right for you. Contact us online or call the number above to get started!