Recreational

Get Personalized Insurance Coverage for Your Motorcycle, RV, or Boat

Motorcycle, RV, and boat insurance can be complex, but it doesn’t have to be. When you talk to Sherrye LaCour Insurance, you’ll have all the guidance you need to determine what coverage options are best for you. It pays to have specialists write your coverage because not all insurance is the same.

Why Sherrye LaCour Insurance?

Convenience
Request a quote and get protection on your own terms. When you’re ready, we’ll be here.

Coverage Is Customizable
Whether you’re driving, riding, or cruising, we offer many custom policies to protect your most valuable possessions. Choose the features and benefits that match your lifestyle and budget to create a personalized coverage plan.

Outstanding Service
When you call, we answer the phone. Our experienced agents offer support and guidance, helping you through any situation. Need to file a claim? Concerned about gaps in your current coverage? No sweat—you can contact us anytime.

Bundle and Save
You can bundle policies that let you save with just one deductible and one bill. We’ll make sure all your insurance needs are covered. Keep reading to see how we can help!

Motorcycle Insurance: FAQ

If you’re a motorcyclist, it’s crucial to have insurance in case of an accident. 

Protect yourself and your bike with premier insurance coverage. When you do, you’ll have peace of mind while you’re exploring the best routes on a bright, sunny day.

What Types of Motorcycle Insurance Do You Offer?

We understand the requirements for your registered motorcycle, and we can help you select the right coverage amount for your needs.

  • Liability Coverage: protection for accidental bodily injury or property damage to someone else that you’re legally responsible for.
  • Uninsured/Underinsured Motorist Coverage: Pays for damages caused by another driver (who’s at fault)—who doesn’t have liability insurance or doesn’t have “sufficient” liability limits to pay for damages.
  • Collision Coverage: Pays for motorcycle damage caused by colliding with another bike or object. Collision coverage also pays for a rental car when your motorcycle is getting repaired after a collision. Emergency roadside service pays some amount for towing or labor to repair your bike that’s disabled at the spot where it breaks down. 
  • Other Coverage: Pays for motorcycle damage caused by fire, theft, animal collision, or glass breakage.

Does My Policy Cover Trailers?

We have optional trailer coverage which you can add onto your insurance policy. It offers the same physical damage coverage to protect any trailers you use and own to transport your bike, RV, or boat.

Recreational Vehicles: FAQ

You deserve to enjoy life and experience nature, especially during the warmer months. As leisure travel picks up, we can help you relax with the right RV coverage. Your worry-free trip is within reach! 

What Types of RV Insurance Do You Offer?

 

  • Liability Coverage: Covers you and co-residing family who are ever found legally responsible for property damage or injuries that involve the use, ownership, or maintenance of your RV.
  • Uninsured/Underinsured Motorist Coverage: Makes sure that if you get into an accident with somebody who didn’t have adequate or any insurance, your policy would cover you up to your own limit.
  • Medical Payments Coverage: Provides payment for injuries if you, your family, or passengers ever get into an accident.
  • Physical Damage Coverage: Covers your RV if it gets damaged from fire, theft, vandalism, falling tree branches, and more. It can include the accessories of your RV.
  • Special Parts Coverage: Handles the out-of-pocket costs for brakes, tires, batteries, and shocks, and doesn’t deduct for depreciation.

Are There Lay-Up Periods or Coverage Suspensions? 

No. Once your policy takes effect, you’re covered 24/7, 365 days a year—subject to policy terms and conditions.

Boat Insurance: FAQ

Boat coverage isn’t always required, so many boaters decide not to get insurance. Don’t risk it. Stay safe on land and water with a quality policy from Sherrye LaCour Insurance. It’s aboat time. 

What Types of Boat Insurance Do You Offer?

You can get coverage for boats that you use for recreation and private pleasure, including jet skis, fishing boats, pontoon boats, and more.

What Basic Coverage Do You Offer?

We offer an array of coverage options, including:

  • Liability Protection: provides coverage for bodily injury and property damage to a third party when the law holds you accountable.
  • Physical Damage: provides protection for boat, trailer, and equipment damage.
  • Passenger Protection (aka Medical Payments): coverage that pays reasonable costs for necessary medical and funeral services due to bodily injury caused by a boating accident.
  • Uninsured/Underinsured Boaters Coverage: protects you and your passengers if you’re involved in an accident caused by an uninsured or underinsured boat operator.
  • Boat Repair Resulting from a Covered Loss: We pay partial and full losses to your boat, including the motor, hull, and equipment.  

You can also add optional coverage to your boat policy. Ask us about emergency services, personal effects, and replacement cost coverage. 

Do You Offer Discounts?

Yes. We offer a multi-policy discount that allows you to save money when you have two or more policies. Our agents can help you bundle your auto, boat, and more! Contact us for more details.

 

Insurance Carriers We Work With

We’re able to write motorcycle, boat, and RV policies with many companies, including:

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Contact Sherrye LaCour Insurance

If you need to insure your motorcycle, RV, or watercraft, contact Sherrye LaCour Insurance today for a FREE, no-obligation quote and learn more about our policy options. You can reach us directly at (601) 286-8230.