Get an Instant Quote!
Renters Insurance Protects You and Your Possessions
Renters insurance is a cost-effective way to protect you from the risks you face everyday. In other words, it can secure what you own in the place you’re renting.
Did you know? Renter’s Insurance provides liability coverage in the event you cause accidental damage to the premises.
Is Renters Insurance Required By Law?
No. However, landlords and apartment complexes often make tenants purchase renters insurance before they sign the lease agreement.
And, while your landlord will have a homeowners insurance policy on the place you’re living, that won’t cover your belongings as a renter—which is why renters insurance is so important.
You need to protect your things inside the apartment in the event of a fire, theft, or damage. With an affordable renters policy, you’ll be compensated to replace any lost or damaged items.
What Determines the Cost?
The cost varies depending on how much your personal property costs, the deductible you choose, and some other factors. If you’re wondering how much renters insurance will cost for you, hit the large button below to get free quotes.
Note: You may qualify for discounts. Ask how we can help you save money by bundling your insurance.
What Does Renter’s Insurance Cover?
Your renter’s policy covers the inner contents of the home, apartment, or room that you’re renting. It includes coverage for:
- Natural disasters, and
- Other circumstances that are beyond your control
Your laptops, jewelry, clothing, furniture, and entertainment systems are valuable. These items can be very expensive to replace if you don’t have insurance.
It’s a good idea to check with your local agent and see what policies are available that cover these disasters. When you work with Sherrye LaCour Insurance, you’ll gain a sense of comfort knowing your valuables will be protected.